Should I rent or buy?

Compare a simplified cost scenario over your chosen number of years.

Monthly rent ($) Home price ($) Down payment ($) Example annual interest rate (%) Amortization period 30 years40 years20 years15 years10 years Years you plan to stay Annual property taxes ($) Annual home insurance ($) Annual maintenance budget ($) Monthly HOA dues ($) Monthly PMI ($) Upfront purchase closing costs ($) Estimated future selling costs (%)

Calculate

Illustrative inputs. Change every amount to fit your own scenario; interest rates are examples, not current quotes or loan offers.

The comparison uses your rent, purchase costs, financing, and ownership expenses. It does not predict appreciation or include tax deductions, opportunity cost, rent increases, or selling-price uncertainty.

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